The best equity release rates available on Tuesday 17 September

Step 1: Get advice 

Speak to one of our Partners who is qualified to offer advice on equity release and later life mortgage products. 

We will take time to understand your mortgage need and aspirations and to make sure equity release is right for you, we may be able to recommend another type of mortgage that works better for you. 

We will then email you a personalised mortgage illustration and send you an information pack in the post. We’ll spend all the time it takes, so you fully understand the product, so it works for you now and in the future, should your circumstances change. 

Step 2: Valuation & Offer 

Once you give us the green light, we will submit your application online to the lender. 

At this point, you need to instruct a solicitor to act on your behalf. We work closely with Equilaw and can instruct this firm on your behalf if required. 

The lender will arrange a FREE valuation of your home. Once this has been completed and your application approved, the lender will send the offer to you and your solicitor. 

We have arranged that Equilaw will send a locum solicitor to your home to sign the mortgage documents at no additional cost, a date for completing the mortgage can be scheduled. 

Step 3:  Receiving money 

We’ll make sure the mortgage offer is exactly as we described and then work with your solicitor through to completion. 

Your solicitor will repay any existing mortgage on your property and then send the balance of the funds to you. 

If you have decided to make monthly interest payments on you mortgage, we’ll explain the options available to you. 

You can choose the have a lump sum on completion or a drawdown facility or a combination of both.  

We will always be available to advise you in the months and years to come, should your circumstance change.